You need to be aware of which credit cards have the best gas rewards if you are a frequent gas-shopper. There are many credit cards that offer rewards programs. But you should be familiar with the details. For example, certain cards have a cap on how much you can earn from gas stations. If you have any questions, make sure to read the card's terms and contact customer service. You can also look for a card with an introductory APR of 0% for a year or more, which allows you to earn rewards without having to pay a lot of money in interest.
Blue Cash Everyday
Blue Cash Everyday Card can be a great choice for those who regularly visit the gas station but want to save money. It gives you a 3% rebate on gasoline purchases, and 1% on everything else. The card also offers purchase protection and fraud protection. Blue Cash Preferred, an upgraded version of this card, is also available. The Preferred version of the card comes with an extra annual fee but offers more benefits and rewards. Some of the perks include double reward at US supermarkets as well as 6% cash back on certain US streaming services.
The Blue Cash Everyday card has another benefit: it charges a low annual fee. The card also offers 3% cash back at gas stations and supermarkets as well as online retail stores. This is a better offer than the 2% from the Blue Cash preferred card but the Everyday card still has its place in the cash-back category.
Discover it(r) Cash Back
Discover it(r), Cashback credit card gives you 2% cashback on every purchase. Unlike other cash back credit cards, you do not need to earn bonus categories or spend on categories that aren't eligible for cash back. This card is also free of an annual fee so you can immediately start receiving rewards. You will have to work hard to earn your cash back.
However, the Discover it(r) Cash Back offers great cash back rewards for gas purchases. It matches cash back for the first 12 months, which is about 10% of your spending. You do have to activate the card each quarter, so don't wait too long to start earning cash back.
U.S. Bank Altitude(r) Connect Visa Signature(r)
If you want a credit card that has plenty of useful features, you can get one with U.S. Bank Altitude(r) Connect Visa Signature(r). TSA PreCheck credit and Global Entry credit are also available on the Altitude Card. You also get many bonus options, including transferable points. You might need to look elsewhere if your goal is luxury perks.
The Altitude(r), Connect Visa Signature Card((r),) earns 5 points per $1 spent and has multiple credit options. The card waives the first year annual fee and offers a $500 bonus. This is a huge benefit for those who travel a lot.
Citi Premier(r) Card
Citi Premier(r), Card: This card is great if you enjoy triple points on grocery and gas. For every dollar spent in supermarkets, gas stations and restaurants, the card earns three points. It can also earn points when your purchase airfare or hotel rooms. This card is one the most valuable mid-range rewards cards. The card can be confusing at the beginning.
It doesn't offer any perks or an introductory bonus but the card still provides good value for first-time cardholders. You can actually get enough value from this card to cover the annual fees up to six times. The Bureau of Labor Statistics spend data reveals that the value assumes an annual $15,900 spend over three year period, or $1.325 per monthly.
ExxonMobil's Smart Card
ExxonMobil Smart Card offers gas card rewards. It can be used to buy gas, car washes and snacks at Exxon/Mobil gas stations. ExxonMobil Reward+ is also available on the card. Important to know is that the Rewards+ program can be used separately from the ExxonMobil Smart Card.
ExxonMobil Smart Card available at thousands US gas stations. But you must have good credit to be eligible for the card. Credit scores of 700 or higher are considered "good." Once you have been approved, you'll be able choose a credit limit depending on your income. This limit could be as low to $200. You can request a higher limit, however.