A variety of credit cards are available that will allow those with poor credit to open a new credit account. These cards include the Capital One Platinum, Discover it Secured, Petal 2 Visa, American Express Blue Cash Preferred, and Capital One Platinum. These cards are made for international students. Some card issuers may use different methods to make a decision. One example is that they will look at your bank accounts and determine if you are a candidate for a new card.
You can find it secured
The Discover it Secured card for no credit is among the most affordable available. This card does not have an annual fee, and offers rewards that are higher than those offered by unsecured cards. Your card will also allow you to use it for everyday purchases, like gas.
You can also get a free app on your mobile device to help you protect yourself from the Dark Web. The free service alerts you to your Social Security Number being published on thousands websites on the Dark Web. The card can be activated free of charge and comes with a matching credit line. Not only can you get a credit card that is up to $200 but you also have the option to earn cashback on your purchases.
Capital One Platinum
The Capital One Platinum creditcard makes a good starting card for people without credit history or with poor credit. There are some drawbacks to the card, however. The credit line is small and the interest rate is much higher than average. You may qualify for a larger credit line if your account is current and you make on-time payments.
Capital One Platinum cards have a $300 minimum credit limit. However, after six months the issuer will review you account. Other benefits of this card include unlimited access to CreditWise, a tool that will help you monitor your credit score. Eno will provide security alerts for free and no foreign transaction fees. The Capital One Platinum card offers extended warranty coverage for eligible items.
Petal(r) 2 Visa(r)
You should look into the Petal(r), Visa(r) card if you are looking for a card with a high credit limit. It allows you to have a credit limit of as high $10,000. This is more than a secured loan, which has a lower credit limit. You may also qualify for an increase in the credit limit if you make six consecutive minimum payments and pay at least 15% of your statement balance each month.
Petal(r), Visa(r), offers another option. This allows you 1.5% cashback for your purchases. The cash back is automatically deposited into your Cash Back Wallet. You can then redeem your Cashback Points to receive a statement credit up to the current balance or a check.
American Express Blue Cash Preferred(r).
Blue Cash Preferred is the best cash back credit card if you are comparing them. The credit card earns 1% cashback on most purchases and offers bonus categories like grocery or gas. It also offers a 0% introductory APR during the first 12 monthly. Plus, it doesn't charge an annual fee.
The American Express Blue Cash Preferred(r) Card is a great choice for consumers who are looking for a cash back credit card. It has the best cash-back rates on almost every category of merchandise, including grocery and fuel. However, there is an annual fee of $95.95. The hefty cashback rates can offset that cost with small purchases at U.S. supermarkets and gas stations as well as streaming services. The $300 statement credit, which you can use to redeem for cash, is another bonus.