You have many options if you are looking for the best Mastercard card. Many credit unions and banks partner with Mastercard to offer their customers a great credit card with perks and fast transaction processing. Mastercard is accepted by most merchants. However, if you're a student or have bad credit, a credit card from another company may be the best option.
Chase Freedom Flex
Once you open a Chase Freedom Flex Mastercard Account, you can begin to enjoy rewards in your wallet. The introductory 0% APR applies to purchases and balance transfers, and there is no annual fee. The 0% APR thereafter will vary depending on creditworthiness. You still get the great rewards of credit cards such as 5% cashback on selected categories.
Chase Freedom Flex and Unlimited creditcards provide 5% cashback when you shop at restaurants and travel. The Chase Freedom Flex has rotating bonus categories which change each quarter. These bonus category offer customers additional cashback and customers can earn cash back of 5% if you spend at least $1.500 in these categories during the year.
Capital One QuicksilverOne
The Capital One QuicksilverOne Credit Card Cash Rewards can be the perfect credit for people with good credit. There is an annual fee of $39 but you can still earn unlimited cashback of 1.5% on all purchases. The rewards can be redeemed as statement credits or paper checks. The credit card comes with unusually low credit requirements. Many benefits will be available if your payments are on time.
Capital One QuicksilverOne card gives unlimited cash back for every purchase, except when you spend over $3,000. This is a good rate for a credit card and the rewards don’t expire. But you must be careful not to spend too much and maximize your reward.
Citi Double Cash
The Citi Double Cash Mastercard is a great card to pay off high-interest balances. It gives you 1% cashback for every purchase and payment. You can purchase any item with the card, regardless of your category. Pay the minimum monthly payment to receive cash back.
The Citi Double Cash Mastercard was introduced in August 2014. It is comparable to the FIA Fidelity Amex but requires an account with Fidelity. It is now a benchmark in cashback cards. The card also offers the option to convert the cashback to ThankYou points, which offers higher rewards potential. Starting in March 2022, cardholders will be able to earn ThankYou points directly instead of cash. Each ThankYou point is worth one cent
American Airlines Business Benefit Customized Cash Reward Mastercard
The Business Advantage Customized Money Rewards Mastercard is a fantastic choice for anyone looking for a credit that offers travel rewards and discounts on business purchases. It provides a $300 statement bonus after you spend $3,000 within 90 calendar days. You also have a flexible rewards scheme that allows for you to match your spending in order to get the best rewards. You can also update your spending category each month to make sure you're maximizing your rewards throughout the year.
Customers with a Merrill Lynch/Bank combined account balance or higher receive a special welcome bonus. The first $50,000 in combined purchases will earn you 3.75% or 5.25% cash back. You also get 3.5% dining reward points. Additional cash back is available for all purchases.