For people with excellent credit, there are many credit cards that can be used. Some credit cards come with annual fees which can make them more expensive. Others are free. People with average to good credit will usually get the best interest quotes. It is also worth looking for rewards-based cards. These rewards can be well worth the annual fee, or you can add them to your card for additional benefits.
Wells Fargo Active Cash
If you're looking to get a credit card that offers generous rewards, the Wells Fargo Active Cash card might be right for you. It has an annual fee of $0 and a flat unlimited reward rate on all purchases. It also offers many unique features. Your cash rewards can be used for merchandise, gift cards, and statement credit redemptions. Also, your cash rewards are redeemable at Wells Fargo ATMs. It allows direct deposit to your bank accounts. There's no annual cost, so you don’t have to worry too much about the initial period.
The Wells Fargo Active Cash credit card is a Visa Signature product. This means that it has nearly universal merchant acceptance. It does have a 3% foreign transaction charge. Still, it's a good option for most situations, especially for domestic trips. If you have good credit, you can also ask Wells Fargo to increase your credit limit if needed, and you can also take advantage of the card's bonus cash.
Capital One SavorOne cash rewards for good credit
Capital One SavorOne Rewards creditcard offers a variety benefits for people with good credit. It can earn you unlimited cash back on dining out and other purchases. The card will be approved as long as your credit score is seven hundred or better.
Capital One SavorOne Rewards credit card offers a cash back rate of 4.4%. The card comes with a $95 annual fee and a $200 bonus for early spending. The card also earns 5% cash back on hotel purchases through Capital One Travel. Another benefit is that it offers 8% cash back on purchases made at Vivid Seats. Additional benefits include 1% cashback on all purchases.
Capital One SavorOne Credit Rewards credit cards offer other benefits like no annual fee and great cash back rates when you shop for groceries, entertainment, and dining. This card has a no-annual-fee option and offers great rewards on dining, entertainment, and streaming services.
Chase Freedom Unlimited
Chase Freedom Unlimited can be a great option for anyone with good credit. The Chase Freedom Unlimited has no annual fees and offers 0% introductory interest for 15 months. You also get purchase protection for new purchases, which covers you for 120 days starting at the purchase date. This protection covers up to $500 per account and $50,000 each.
Chase Freedom Unlimited credit is a cashback credit card with flexible redemption options. There is no minimum redemption required for cash back and you can redeem your points for gift cards, cash back or travel. Keep in mind, however, that the value of your points may change depending on how you redeem them.
Chase Freedom Unlimited could be the best option for those with good credit who are looking for a credit card that offers cash back. You can earn Lyft ride reward points, restaurant dining vouchers, and discounts at drugstores. Chase Freedom Unlimited is free to join and has no annual fees.