There are many types of business credit cards. There are cash back cards, miles cards, gift cards, and more. You may also receive sign up bonuses or other perks with some cards. Others offer extended warranties and travel accident insurance. Some offer tickets early access. It all depends upon your business's needs and what you are looking for.
Capital One Spark Plus
If you're looking for a business credit card, Capital One Spark Plus may be the perfect option. The credit card comes with a $150 annual fee as well as flexible credit limits. It also comes with no category restrictions, making it great for business expenses. Before applying, there are a few things you should consider.
If you're looking for a credit card that can be used for business, consider the annual fee as well as any late fees. Consider the early spend bonus. If you spend a lot of cash on one purchase, this bonus could be beneficial for your business. You will be able to keep track on your purchases and set spending limits. In addition, you'll get unlimited 2% cash back, which is great for companies with multiple employees.
Capital One Ink Business Unlimited
The Ink Business Unlimited business credit card offers a flat 1.5% cash back on all purchases, with no annual fee. This card is ideal for small businesses who are looking for a simple rewards credit card. Ink Business Unlimited also comes with a low annual fee, and you can add authorized users. All purchases made with the card by authorized users will be charged to them.
Ink Business Unlimited offers a great business credit card option to entrepreneurs who don't want to pay an annual fee or receive large sign-up bonuses. The card comes with a 0% APR on purchases and a rewards program that offers generous payouts in other ways. Small businesses may find the card useful because it charges a low foreign transaction fee.
American Express Blue Business Money
The American Express Blue Business cash credit card offers a low annual fee as well as a 2% cashback rate for eligible purchases. The credit card credits your account automatically with cash every month when you make purchases on the card. You will lose 1% of your cash back rate if you spend more that $50,000 per year. The card is still a good choice for moderate spenders.
Blue Business Cash Business Credit Card is a great option for those who want to earn cashback on all their purchases. It rewards you with 2% cash back on everything you buy and gives you an additional 5% cash back on purchases made through Capital One Travel. There is also a $1,000 cash bonus, which can be redeemed upon reaching certain spending thresholds.
Bank of America Business Advantage Travel Reward World Mastercard
Bank of America Business Advantage World Mastercard offers excellent travel rewards. It offers flexible rewards without an annual fee. The card earns 1.5 points on every dollar spent and three points on travel purchases. After spending $3,000 in the initial 90 days, the card will give you 30,000 points.
This card is best suited for those with good to excellent credit. To qualify, you must have a minimum FICO or VantageScore of 670 or higher. However, it is important to note that the card is not available to everyone - if you have an outstanding credit score and need to apply for a no-annual-fee small business credit card, you should consider another bank.