If you are a college student, you must prove that you have the financial means to pay your minimum credit card bill. This includes having assets or an independent income. Consider credit cards for students if your credit score is low or absent. These credit cards are designed to help you improve credit. A family member with a history of good payments can add you as an authorized users. This will improve your credit score by adding you to the authorized user list.
Learn it Student Cashback
Apply online for the Discover it Cash Back credit cards if your are in school or at work. This card offers 5% cash back on rotating categories. You can personalize your card with an animal or cassette tape design. The categories that you spend the most money on will affect the cash back rate.
One of the most rewarding student credit cards is the Discover it Student Cash back credit card. It offers generous cash rewards and a low interest rate and a low annual fee. The terms and interface of this card are also very user-friendly.
Capital One Journey Student Reward Program
Capital One Journey Student Reward credit card offers students cash back rewards for purchases. One cent can be earned for every dollar spent, and you get an additional 0.25% if you make on-time payments. Your points can be used for statement credit, or a check, if you meet certain requirements.
The Capital One Journey Student Rewards card comes with an automatic credit line review. This review takes place six months after opening your account. This review automatically increases your credit line over time. This means that you don’t have to worry if you have too much or too little credit. Capital One also offers CreditWise a credit monitoring program that is free. This service alerts you to changes on your TransUnion credit report and makes it easy to monitor your credit score.
Discover it Student credit card
The Discover It Student Credit Card could be a great option to help you start building credit while in college. There are many benefits to the card, including no annual fee and no minimum credit score. The card does not charge foreign transaction fees or late payment fees. It has an excellent rewards programme.
Students love its cash back program, which allows them to receive cash back on select purchases. Qualifying purchases can earn you up to 10% cash back. There is no annual fee and Discover matches any cash back earned in the first year with an additional $20 statement credit.
Discover it Secured Card for Students
When you're in school, you may want a student credit card that has no annual fee and plenty of rewards. This is what the Discover it Student Secured Card offers. This card allows you to get 2% cash back for gas and 1% for all other purchases. You will also get a cash back match from the company after your first year. These rewards are generous and can be used for tuition or books.
The Discover it Secured card offers a great balance transfer feature. Your balance can be transferred to another unsecured credit card without affecting your secured one. You can do it by activating a smartphone app free of charge. You should however be aware of the high APR and large security deposit. You should not apply if you are unable or unwilling to pay your bills on time.
Find it Student Visa
If you're a student you can use the Discover it Student Visa Credit Card. This card gives students unlimited cash back and a variety other benefits. This card is great for people who don’t use credit cards as often but want to improve their credit score.
This credit card is free of annual fees and offers cashback on eligible purchases. This card offers 5% cashback on eligible purchases. A $20 statement credit is available if you score a "B" or better during your first year. Discover Cards offer 2% cashback everywhere else as well as Discover Deals which offer double cashback.