There are several credit cards available for people with good credit. Some have annual fees that can make them more expensive while others are completely free. People with fair to good credit will generally get the best interest rates. You should also look for a card that offers rewards. These rewards could be more than the annual fee or added to the card with other benefits.
Wells Fargo Active Cash
The Wells Fargo Active Cash credit cards may be the right choice for you if you are looking for a creditcard with generous rewards programs. You get a $0 annual fee, and you can earn unlimited rewards on all purchases. It also offers many unique features. You can use your cash rewards to purchase gift cards, merchandise, or statement credits. Your cash rewards can also be redeemed at Wells Fargo ATMs. It allows direct deposit to your bank accounts. You don't need a large initial investment and there's no annual fee.
The Wells Fargo Active Cash Credit Card is a Visa Signature card. It is therefore accepted by almost all merchants. It does however come with a foreign transaction fee of 3%. The card is still a viable option for most people, especially for domestic trips. You can ask Wells Fargo for a higher credit limit if you have good credit. Also, the card offers bonus cash.
Capital One SavorOne Cash Rewards for Good Credit
Capital One SavorOne Rewards creditcard offers a variety benefits for people with good credit. It can earn you unlimited cash back on dining out and other purchases. This card can be applied for as long you have a credit score above seven hundred.
Capital One SavorOne Rewards credit card offers a cash back rate of 4.4%. The card also offers a $95 annual fee, and a $200 reward for early spends. Capital One Travel offers a 5% cashback on all hotel purchases. It also offers 8% cashback on Vivid Seats purchases. You also get 1% cash back for all other purchases
The other benefits of the Capital One SavorOne Cash Rewards credit card are no annual fee and good cash back rates for dining, entertainment, and grocery shopping. The card is free of annual fees and offers amazing rewards for dining, entertainment and streaming services.
Chase Freedom Unlimited
Chase Freedom Unlimited offers great cash back credit cards for people with good credit. It has no annual fee and offers 0% introductory APR for 15 months. It also offers purchase protection which protects your new purchases for 120 calendar days from the date of purchase. This protection can be worth up to $500 per claim or $50,000 per account.
The Chase Freedom Unlimited credit card is a cash back credit card that offers flexible redemption options. Cash back is available at no minimum and points can be redeemed for travel, gift cards, cashback or cash back. You should keep in mind, however that points value can vary depending on how they are redeemed.
Chase Freedom Unlimited might be the right choice for you if your credit is good and you are looking for a cash-back credit card. The rewards program is very rewarding, with Lyft ride and restaurant rewards as well as drugstore purchases and dining out at restaurants. Chase Ultimate Rewards offers the Chase Freedom Unlimited without an annual fee.