Many credit cards offer credit cards that are open to people without credit. These cards include Capital One Platinum's Discover it Secured, Petal 2 Visa and American Express Blue cash Preferred. These cards were created with international students in mind. But, card issuers can use other methods to determine if they are able to offer a card. For instance, some will analyze your bank account transactions and use this information to determine if you're a good candidate for a new credit card.
Get it Secured
The Discover it Secured credit cards for no credit are some of the most affordable on the market. This card does not have an annual fee, and offers rewards that are higher than those offered by unsecured cards. You'll also get a decent cash back rate and the ability to use your card for everyday purchases, such as gas.
You can also get a free app on your mobile device to help you protect yourself from the Dark Web. It can notify you if your Social Security number is published on thousands more websites on Dark Web. The app can be activated for free and you will receive a credit limit that matches your deposit. Not only can you get a credit card that is up to $200 but you also have the option to earn cashback on your purchases.
Capital One Platinum
For people with poor credit or no credit, the Capital One Platinum credit cards is a great starter card. There are some drawbacks to the card, however. The credit line is small and the interest rate is much higher than average. However, if you make on-time payments and keep your account current, you can qualify for a higher credit line within six months.
Capital One Platinum cards have a $300 minimum credit limit. However, after six months the issuer will review you account. You will also have unlimited access CreditWise to help you monitor and improve your credit score. Eno will provide security alerts for free and no foreign transaction fees. Final, Capital One Platinum card has extended warranty coverage that covers eligible items.
Petal(r) 2 Visa(r)
The Petal(r] 2 Visa(r), which offers a large credit limit, is the card for you. You can get a credit limit up to $10,000. This is significantly more than a secure card, which generally has a lower limit. You may also qualify for an increase in the credit limit if you make six consecutive minimum payments and pay at least 15% of your statement balance each month.
Petal(r-2) 2 Visa(r), allows you earn 1.5% cash back for purchases. The cash back is automatically deposited into your Cash Back Wallet. Your Cash Back Points can be redeemed to get a statement credit, up to your balance, or a check.
American Express Blue Cash Preferred(r).
The Blue Cash Preferred is a better choice than other cash back credit cards. This credit card offers 1% cashback on all purchases, and bonus categories such as grocery and gas. It also has 0% introductory APR for the first 12 months. Plus, it doesn't charge an annual fee.
Consumers looking for a cash-back credit card are sure to love the American Express Blue Cash Preferred(r). Card. It earns the best cash back rates on just about every category, including grocery and gas. The downside is the $95.95 annual fee, but the hefty cash back rates can offset the cost with modest purchases at U.S. supermarkets, gas stations, and streaming services. You can also redeem your $300 statement credit for cash.