Credit cards make it easy to pay for your purchases. Credit cards can be used for everything, from paying your bills to booking travel. Many credit cards also offer rewards for spending. These points can be very valuable in helping to build credit, which is an important factor in approval for credit card applications. You can apply for a secured or unsecured credit card.
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Card may be the right choice for you if you are looking for simplicity in your financial lives. It comes with a flat rewards program that allows you to keep track of how much money you earn. You will not be charged interest or pay an annual fee. For as low at $49.95, you can get $200 credit.
Capital One Quicksilver Gold Cash Rewards Credit Card gives 1.5% cash back to its users on all purchases Redeem your rewards by redeeming a check or statement credit, gift cards, or a check. You can keep your account open to receive cash back. You can also use the cash back for your past purchases. This way, you can reduce the total amount of your credit card statement.
Indigo(r) Mastercard(r) Credit Card
While a card like the Indigo Mastercard doesn't offer rewards, you can still use it to build up your credit score and establish good financial habits. The credit limit is $300, so you should only make purchases that you can afford to pay off in full at the time of your statement. Late fees will be reduced if your bill is paid on time. Remember that a credit card with high interest rates is not the best way for you to build credit.
Applying for an Indigo mastercard is easy and quick. The minimum age to apply for an Indigo Mastercard is 18 years. You also need a valid social insurance number and a physical or IP location in the United States. Indigo will perform a soft credit screening to verify your identity after you have provided these items. Indigo doesn't accept paper applications.
Wells Fargo Business Secured Credit Card
Wells Fargo Business Secured Visa Credit Cards are aimed at business owners with poor or no credit, and they offer a number of unique features. These cards offer low interest rates and no annual fee, and the company also offers a rewards program that rewards its customers for making purchases. The Wells Fargo Business Elite Card earns one point for every dollar spent. You can also earn up to 5,000 bonus points if you spend $10,000 within a billing cycle.
Credit cards are not as complicated as they seem. There are many options for business owners with low credit scores. The Wells Fargo Business Secured Visa Creditcard is one of the best places to start. This card has no annual fee, which makes it one of the easiest credit cards to get.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Card can be a great option if you have good credit. While many people claim that getting a Chase card is difficult, you only need to have a certain credit score and fill out an application to get approved. You can compete with other credit card companies to raise your credit score before you apply for a Chase credit cards.
This credit card has a wide range of benefits, including travel insurance, travel protection, as well as transferable points. The card also has a Pay Yourself Back Program that lets you earn up 25% more for everyday spending. If you spend $1,500 within six-months, you'll receive a $200 cashback bonus.
Citi Double-Cash Card
Citi Double Cash Card is an excellent choice for high-interest credit card balances. It has a low balance transfer fee and an 18-month, 0% introductory APR for balance transfers. You also get $0 fraud coverage and 24-hour fraud protection. The card can also be used to purchase tickets for presale events.
The card is ideal for those who regularly spend and need a card that gives cash back. You get a solid cashback rate on all purchases, and there are no rotating categories or cashback calendars. It also offers a great balance transfer APR period, which allows you continue to use the card even after you have paid off your debt. Its rewards structure is simple and straightforward, which can help you stay out from debt and avoid any interest-bearing credit cards.